Pricing Calculator | Beacon Processing Solutions

About Our Pricing

Interchange-plus: the transparent alternative to flat-rate

Most processors — Square, Stripe, Mindbody's built-in processing — charge a flat rate like 2.6% + 10¢ per transaction. Simple to understand, but almost always more expensive than it needs to be.

Interchange-plus pricing separates the actual card network cost (interchange) from our small, clearly stated markup. You see exactly what you're paying and why. For most health and wellness practices processing over $10K/month, this is significantly cheaper.

The calculator below uses real benchmark rates for each specialty. For a precise quote, submit your statement for a free audit.

Typical Rates by Specialty

Plastic Surgery~1.72% blended

Med Spa / Injectables~1.78% blended

Gym / Fitness~1.88% blended

Pilates / Yoga Studio~1.85% blended

Chiropractic / PT~1.87% blended

Estimates based on typical transaction profiles. Actual rates depend on card mix, ticket size, and volume. Submit a statement for a precise quote.

Estimate Your Monthly Cost

Get a ballpark in under a minute.

Business Type

Monthly Processing Volume ($)

Current Rate (%) — check your statement

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Pricing Transparency

What you'll see on a Beacon statement

Interchange Cost

The actual wholesale cost set by Visa, Mastercard, Amex, and Discover. This is the same for every processor — it's not negotiable. On your statement, you see exactly what the card networks charged.

Beacon Markup

Our small, clearly stated markup on top of interchange. This is how we get paid — it's visible on every statement, never buried in a blended rate. No surprises, no hidden fees.

No Hidden Fees

No PCI non-compliance fees, no monthly minimum surprises, no annual fee games. What we quote is what you pay. If there's a monthly fee for a service, you'll know exactly what it covers.